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Difference of Pending, Available, and Reserved Credits
Difference of Pending, Available, and Reserved Credits

This article will describe the difference of Credit totals in your Balance account.

Stephen Sullivan avatar
Written by Stephen Sullivan
Updated over a year ago

As a trainer, comprehending the significance of these distinctions is pivotal in managing your earnings and ensuring a smooth financial experience. Let's delve into the details and shed light on how each type of credit impacts your financial journey on Perspire.tv.

Pending Credits:

Pending Credits represent the amount you've earned through your sessions, videos, and subscriptions, but they have not yet been processed for deposit in your Credit Wallet. While pending, these Credits are awaiting review and verification before they can be moved to your Available or Reserved balance. This process also help avoid having to debit the Trainer's account if there are refund requests that are approved. Keep in mind that the processing time for pending Credits is 72 hours.

Available Credits:

Once Pending Credits are deposited they will be reflected in your Available Balance. Available Credits as yours to use how you choose. You can choose to use those Credits on the platform or send them to your Reserved Balance to be converted to USD and paid out to your Stripe account.

Reserved Credits:

When you transfer part or all of your Available Balance to your Reserved Balance, you're setting aside a specific amount of Credits. This chosen amount will be converted into USD and sent to your connected Stripe account as part of our automatic payouts.

Our automatic payouts take place like clockwork on the 1st and 15th of each month. So, if you've set aside Reserved Credits, you can rest easy knowing that the designated amount will be processed and sent your way on these scheduled payout dates. Changes to your Reserved Balance can be made anytime leading up to the payout date (1st or 15th). More on How to Reserve Credits Here.

In essence, Pending, Available, and Reserved Credits collectively form a dynamic system that streamlines your financial interactions on Perspire.tv. By understanding the distinctions between these types of Credits, you can make informed decisions about when to access your earnings and ensure a seamless financial journey as you continue to inspire and connect with your audience.

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